Sabtu, 28 Juni 2014

Personal financial and the economy

33.1 Match word form each box to form collocations from the opposite page and   use them to  complete the sentence below (Borrow, Make, Spend, Stay, Supplement, a float, afortune, heavily, my income and then a payment)

1.      I make a payment of €500 every month to my credit-card account.
2.      When I was a student I got a job in a fast-food outlet to supplement my income.
3.      I used to borrow on books when I was at university
4.       I had no grant or scholarship, so I had to spend a payment  to finance my studies
5.      Small firms find it difficult to stay a fortune  when costs and interest rates are high

33.2  Copy and complete collocation bubbles using words from the box. Some words collocate only with debt, some only with overdraft and some with both. Use a dictionary to help you find one more collocation for each bubbles.

1.      To arrange a (overdraft)
2.      A bad (debt)
3.       To be in (overdraft)
4.      To clear a (overdraft)
5.      Deep in (debt)
6.      Facility (overdraft)
7.      To get a (overdraft)
8.      To get into (overdraft)
9.       A hefty (debt or overdraft)
10.  The national (debt or overdraft)
11.  To pay off a (debt)
12.  Ridden (debt)
13.  To run up (debt)
14.  An unauthorized (debt)

33.4 Answer the question about collocations from the opposite page
                                   
1.      What object is a person or company being compared to when we use the collocation keep or stay a float metaphorically?
                   (The object is a company)
2.      What are you eventually expected to do with a loan ?
                    (No, I will not expected to do with loan)
3.      If a bank calls in a loan, do they (a) give it (b)write it off (c) demand full payment
                   (They write off)
4.      If someone defaults on a payment, do they (a) not make it (b) make it in full (c) partially make it
                   (They not make it)
5.      What is the crime called when someone make illegal use of another person’s credit  card?
                   (The crime called when someone do a default payment)

34.1 Match the beginning of each sentence with its ending

1.       The  government is finding it very difficult to curb (Inflation)
2.      The country is suffering because of the current economic (Climate)
3.      Although heavy industry is in decline, service industries are (Thriving)
4.      The CEO is anxious to safeguard his company’s (Thriving)
5.      New machinery has enabled the factory to increase its (Output)
6.      The tax authorities plan to tackle the issue of undeclared (Interest)
7.      The budget plan explains how we intend to allocate our various (Exclusion)
8.      We must tackle and solve the problem caused by social (Earnings)

34.2 Which of these phrases would a Finance Minister be likely to use about    the economy     under his/her own guidance and which about the economy under a previous rival government.

1.      Build on success (the economy under his/her own guidance)
2.      Extend opportunity (the economy under his/her own guidance)
3.      Leave inflation unchecked (the economy under a previous rival government)
4.      Levy heavy taxes (the economy under a previous rival government)
5.      Meet with success (the economy under his/her own guidance)
6.       Poor value for money (the economy under a previous rival government)
7.      Rampant inflation (the economy under a previous rival government)
8.      Rising unemployment (the economy under a previous rival government)
9.      Safely steer the economy (the economy under a previous rival government)
10.  Steady growth (the economy under a previous rival government)
11.  Thriving black economy (the economy under a previous rival government)
12.  Thriving industry (the economy under a previous rival government)
13.  Uninterrupted growth (the economy under a previous rival government)

34.3 Find the opposite of the underlined words in these collocation in the opposite page
                                          
1.      to invest for the short term (long)
2.      to restrict opportunity (clear)
3.      declared earnings (apparent)
4.      falling unemployment (get up)
5.      stunting growth (speed up)
6.      soaring profits (decline)
7.      private spending (public/general)
8.      to reduce cost (run up)
9.      to lower interest rates (higher)
10.  to abolish a levy (round off)

34.4 Complete each sentence using words from (either those underlined above or their opposites)    in the             aapropriate form.

1.      The government has more control over restrict than over run up spending
2.      Tax inspectors make spot checks to ensure we do not have any declaredearnings
3.      If you have a steady and secure income, then it may be sensible to invest for the long term                             rather than the short term
4.      Reduce unemployment is a sign of a healty economy
5.      If the government wants to slow down the economy by higher interest rates, then a company’s costs              will be higher and so their profits may lower
6.      A progressive government will want to higher opportunity and to higher growth
7.      A political party might think it was a good idea to slow growth down but it would be very  unlikely to            say that it wanted to reduce growth

8.      The government has decided to run up a levy on commercial waste collocation in order to encourage            recycling.

Bentuk Kalimat Imbuhan /ed Di Akhir Kalimat Bahasa Inggris

A.   Adding a Syliable. Answer the following question using the past tenses of the verb followed by to and another verb. Do not realese the /t/ or /d/ before to, but say the sequence /tt/ or /dt/ together (need to / ‘nidtǝ/, needed to /’niddItǝ/).
            
           1.  When did he need to come?
(He needed to (/’niddItǝ/) to come yesterday.)
           2. What did she want to do?
(She wanted to (/’wǝntIdtǝ) experiment last week.)
           3. Where did they decide to go?
(They decided to (/’di’saidIdtǝ/) Ancol this morning.)
           4. What did she start to do?
(She started to (/’starttǝ/) survey for a place last week.)
           5. When did he expect to be there?
(He expected to (/’ek’spektIdtǝ/) to be there yesterday.)
           6. When did they intend to arrive?
(They intended to (/’in’tendIdtǝ/) arrive last night.)
           7. When did you start to learn English?
(I started to (/’starttǝ/)  learn English when I age seven years old.)
           8. Why did you want to come to the United States?
(I wanted to (/’wǝntIdtǝ) to come to the United States holiday with my family last night)
           9. When did you decide to come here?
(I decided to (/’di’saidIdtǝ/) come here this night.)
           10.When did you need to apply for visa?
(I needed to (/’niddIdtǝ/) for visa when I get scholarship in the Boston University.)
            11.What did you hate to do when you were a child?
(I hated to (/’heittǝ/) when I were a child.)


B.    Adding a Syllable. Answer the following questions the pas tense of the verb. Don’t drop medial /t/ : started doesn’t sound the same as starred.
     
           1.  When did you start looking for an apartement? 
                (I started (/t) looking for an apartement last week.) 
           2.  What did you advisor suggest doing? 
                (My advisor suggested (/t/) doing I investment securities.)
           3.  What did your end up telling your advisor? 
                (I ended (/Id/) up telling how about a good investment to my advisor.)
           4.  How did your roommate first treat you? 
                (My roommate first treated (/t) a good person.)
           5.  Who did you visit over the weekend?
                (I visited (/Id/) to village my brother and my sister over the weekend.)
           6.  How did you mother sound over the phone?
                (My mother sound overed (/d) push button switch the phone.)
           7. How many times did your teacher repeat the instructions?
                (My teacher repeated (/Id/) the instructions ten minutes.)
           8.  Who did the teacher point at?
                (The teacher pointed (/Id/) at Mr. Andi)
           9.  What did you avoid doing over the weekend?
                (I avoided (/Id/) work doing over the weekend)
           10. How long did you attend high school?
                (I attended (/Id/) high school three years.)


C.    Linking onto Vowels. Answer the following questions using the past tense of the verb and be sure to link the final /t/ or /d/ to the following word. Remember that /h/ in him andher is silent  when the pronoun is linked to the preceding word. 

           1.  What did you talk about last night?
                (I talked (/t/) about film action last night.)
           2.  Who did the class laugh at?
                (The class laughed (/t/) at him.)
           3.  Who did the teacher stare at angrily?
                (The teacher stared (/d/) at angrily her.)
           4.  Which room did you walk into by mistake?
                (I walked (/t/) into room empty by mistake.)
           5.  Why did the teacher turn around?
                (The teacher turned (/d/) around by car.)
           6.  When did he ask her out?
                (He asked (/t/) her out yesterday)
           7.  Who did you introduce him to?
                (I introduce (/t/) him to Andi.)
           8.  What sport did you play in high school?
                (I played (/d/) sport football in high school.)
           9.  When did you hel your roommate?
                (I helped (/t/) my roommate last night.)
           10. When did your father marry your mother?
                (My father marryed (/d/) my mother last years.)


D.   Change the  following verb to the past tense. Write /Id/ (extra syllable), /t/, or /d/ to show how to pronounce the past tense <ed> ending. (Optional: put each word in a short sentence).
    
           1.  Opened (/d/)
           2.  Refused (/d/)
           3.  Attended (/Id)
           4.  Climbed (/d/)
           5.  Persuade (/d/)
           6.  Preferred (/d/)
           7.  Hurried (/d/)
           8.  Charge (/d/)
           9.  Arrived (/d/)
           10. Lasted (/t/)
           11. Correct (/Id/)
           12. Relaxed (/t
           13. Hopped (/t/)
           14. Enjoyed (/Id/)
           15. Related (/d/)
           16. Remembered (/d/)
           17. Controled (/d/)
           18. Ased (/d/)
           19. Pretended (/Id/)
           20. Died (/d/)
           21. Shouted (/t/)
           22. Watched (/t/)
           23. Explained (/d/)
           24. Sewed (/d/)
           25. Sliped (/t/)
           26. Exchanged (/d/)
           27. Reminded (/Id/)
           28. Huged(/d/)

TENSES

      Tenses adalah kata kerja dalam bahasa Inggris untuk menunjukkan waktu terjadinya suatu peristiwa (sekarang, waktu yang akan datang / besok, dan masa lampau).

       Tenses merupakan bentuk-bentuk waktu dalam bahasa inggris. Tenses digunakan untuk menyatakan kapan suatu peristiwa atau kejaian terjadi. Adapun tenses adalah suatu gambaran atau penjelasan, kapan suatu peristiwa, kejadianm pernyataan, berita dan tindakan terjadi di dalam kalimat yang sesuai  dengan keadaan, antara lain: sekarang, lampau ataupun yang akan datang atau perubahan bentuk kata yang menunjukan waktu, baik itu dari suatu tindakan, kegiatan ataupun keparipurnaan

KEGUNAAN TENSES
Kegunaan mempelajari tenses antara lain:
1    1. Menunjujkan apakah suatu peristiwa itu terjadi pada waktu sekarang (present), lampau (past) atau yang akan datang (future).
Contoh:
-          I speak English fluently (present)
-          I spoke English fluently. (past)
-          I shall speak English fluently. (future)
2    2. Menunjukan apakah suatu peristiwa itu dalam keadaan sempurna (complete) atau tidak sempurna (uncomplete).
Contoh:
-          I have spoken English fluently. (complete)
-          I am speaking English fluently (uncomplete)
3    3. Menunjukan apakah suatu peristiwa itu mengalami kemajuan (progress) atau tidak (diprogress)
Contoh:
-          I was speaking English when you came. (progress)
-          I was not speaking English when you came. (disprogress)


Bentuk – Bentuk Waktu ( Tenses)

1. Present Tense (Waktu Sekarang)
                a.      Simple Present Tense = S + Verb I (s/es)
                b.      Present Continous Tense  = S + Tobe (is, am, are) + Verb I (ing)
                c.       Present Perfect Tense = S + have/has + Verb III
           2.  Past Tense (Waktu Lampau)
               a.       Simple Past Tense = S + Verb II
               b.      Past Continous Tense = S + was/were + Verb I (ing)
               c.       Past Perfect Tense = S + had + Verb III
           3. Future Tense (Waktu Akan Datang)
               a.       Simple Future Tense = S + Shall/Will + Verb I
               b.      Future Continous Tense = S + Shall/Will + be + Verb I (ing)
               c.       Future Perfect Tense = S + Shall/Will + have + Verb III


PAST
PRESENT
FUTURE
SIMPLE
-    My father went to post office
-    I came to your home last week
-     My sister drew a flower
-    I fell from bed last night
-    He fought with Aga yesterday
-    She ate meetball yesterday
-    Ani wrote a letter last month
-    I wore a dress
-    I spoke English fluently
-    Leki stood in front of class
-    My father goes to post office
-    I comes to your home
-     My sister draws a flower
-    I falls from bed
-    He fights with Aga
-    She eats meetball
-    Ani writes a letter
-    I wears a dress
-    I speaks English fluently
-    Leki stands in front of class
-    My father will go to post office
-    I shall come to your home
-     My sister will draw a flower
-    I shall fall from bed
-    He will fight with Aga
-    She will eat meetball
-    Ani will write a letter
-    I shall wear a dress
-    I shall speak English fluently
-    Leki will stand in front of class
CONTINUOUS
-    My father was going to post office
-    I were coming to your home
-     My sister was drawing a flower
-    I were following you to school
-    He was fighting with Aga
-    She was eating meetball
-    Ani was writing a letter
-    I were wearing a dress
-    I were speaking English fluently
-    Leki was standing in front of class
-    My father is going to post office
-    I am coming to your home
-     My sister is drawing a flower
-    I am following you to school
-    He is fighting with Aga
-    She is eating meetball
-    Ani is writing a letter
-    I am wearing a dress
-    I am speaking English fluently
-    Leki is standing in front of class
-    My father will be going to post office
-    I shall be coming to your home
-     My sister will be drawing a flower
-    I shall be following you to school
-    He will be fighting with Aga
-    She will be eating meetball
-    Ani will be writing a letter
-    I shall be wearing a dress
-    I shall be speaking English fluently
-    Leki will be standing in front of class
PERFECT
-    My father had gone to post office
-    I had come to your home
-     My sister had drawn a flower
-    I had followed you to school
-    He had fought with Aga
-    She had eaten meetball
-    Ani had written a letter
-    I had worn a dress
-    I had spoken English fluently
-    Leki had stood in front of class
-    My father has gone to post office
-    I have come to your home
-     My sister has drawn a flower
-    I have followed you to school
-    He has fought with Aga
-    She has eaten meetball
-    Ani has written a letter
-    I have worn a dress
-    I have spoken English fluently
-    Leki has stood in front of class
-    My father will have gone to post office
-    I shall have come to your home
-     My sister will have drawn a flower
-    I shall have followed you to school
-    He will have fought with Aga
-    She will have eaten meetball
-    Ani will have written a letter
-    I shall have worn a dress
-    I shall have spoken English fluently
-    Leki will have stood in front of class


Sumber:
Halim Andreas.2000.Kamus lengkap 20 milyar.Sulita Jaya Surabaya.